the chip implants could replace credit cards.

This matter conveyed in the newspaper El Spectator Colombia, shows security experts at Kaspersky suggesting that chip implants could replace credit cards. See below:
Rainer Bock looks the other way as the needle penetrates between your thumb and your index finger. The integrated chip under your skin now will allow you to interact with connected objects, a novelty that gives rise to debate in the hall of Berlin's IFA electronics."It did not hurt so much," says the volunteer of 36 years, an employee of computer security company Kaspersky.With the subcutaneous implantation "NFC" (English abbreviation for "near field communication"), the size of a grain of rice, the German can now boast of being a "cyborg": Human with electronic implants.Dangerous Things, the largest NFC implant provider, believes that there are 10,000 "cyborgs" in the world.The new guinea pig refuses, however, that it is compared with the Terminator, and their motivations are far removed from the public of "implant parties," these events we organize worldwide lovers of technology for deployment of NFC chips ."These people want to be part of the Internet (...) For me it's just curiosity. I doubt that they can do things such exceptional "with that chip, he says.Beside him, Evgeni Chereshnev lists everything you can do with your chip implanted seven months ago. Responsible for social networks in Kaspersky, it does not need cards to get into the office or at the gym, or PIN code for your mobile. You can also tweet instantaneously, turn on the lights in your home and adjust their intensity with a simple hand gesture."We are still far from Robocop, but we are much better than the Gadget Inspector," jokes the Russian, who shares his experience in a blog and hopes to contribute to "create a concept of private property for the data", managed today by Google , Apple, Yahoo and others.Data protectionAt present, these chips are not very sophisticated, recognizes Marco Preuss, director of European research at Kaspersky, but could soon replace the current means of payment, public transport cards, medical records in the event of an accident, etc.This casts doubts on the confidentiality of such data and the possibility of their being used by someone else, in a world where "everything that can be pirated is pirated," predicts the expert.Unlike the wifi or bluetooth, an NFC chip only works at close range, which could reassure its users. "But access to my data, one must know where exactly my chip and touch me," said Chereshnev.But the data are not encrypted and, at best, are only protected by a password of four characters, "easy to break," Preuss indicates that fears can steal a person's medical data through a 'smartphone' situated near chip.Enthusiasts do not think of these things."We must exploit the technology before large groups propose their own chips," says Hannes Sjöblad, a member of BioNyfiken Network, a collective of biotechnology experts.The Swedish 39-year described as close to the trans-humanism, a philosophical movement that explores the idea of ​​an "improved human being." Launched the concept of "implant parties" in Stockholm in October 2014.The phenomenon is not new: in 2004 a Barcelona nightclub proposing its members a "VIP" implant to enter and pay consumption. The experience had little effect, but the connected objects are much more numerous today, ensures Sjöblad. Most smart phones have an NFC chip, like some bank cards.But this technological advance also raises numerous ethical issues and "most people remain skeptical," says Astrid Carolus, media psychologist at the University of Würzburg in Germany."Politicians are behind it. Several companies (...) invent products that do not have a legal framework. It is a typical example, "he laments.